A desperate woman learns that when money literally falls out of the sky, it comes with a cost, in this bracing novel of suspense and timeless values by #1 New York Times bestselling author Fern Michaels.

It came out of the blue. A half-million dollars on graduation day. For Annie Daisy Clark, it was the capital she needed to start a business and secure her future.

Vowing to pay back every penny of it one day, she kept the bag of cash she’d found, and never looked back …

Ten years later, Annie’s investment has paid off. The owner of a successful chain of elegant coffee bars, she is blissfully engaged and about to return triumphant to Boston for her ten-year college reunion. She also begins making good on her promise to pay back the money with anonymous monthly payments.

But just as Annie’s life seems complete, the dark history of the money returns to haunt her. Someone is determined to solve the mystery of a ten-year-old bank robbery, and an enraged thief who has served his time is coming to reclaim his loot. Suddenly, Annie is plunged into a deadly chase, using her wits to keep her

world from unraveling and to protect the one thing she values most—the priceless gift of love.